I just think they are greedy and sadistic. But that's just me.
The idea is that even though there isnt money in your a/c at the time the check came in, you are a legal person and because of perpetuity (whether as an individual or a company) your liability continues until you pay etc. Ideally you should have money or have arranged with the bank for some credit before the check comes in. I feel quite disoriented now so if I didnt put it accross very well, blame it on multitasking gone wrong, where does being a mum, a wife, a student, a.....stop and being just me start? I may have bitten more than I can chew. Sorry to burden you with my worries.
It is annoying! Because it's not like they pay for you and charge you... They charge you, then you are charged by the company that's taking money out of your account!!! GOSH!!!They are WICKED as well!!! LOL!!!
@Nomad: it sounds like you have are dealing with so many things...Poor you. Read the soundbyte post. It might make you feel better.....
hmmm...lemme find out u have a history of bouncing checks???..lol..i kid. But for real, that just another source of revenue for them oh!
It is another freaking source of revenue. So annoying, if you try to swipe, and you are "less than a dollar short" you'd get "Insufficient funds" but this buffons will still go ahead and convniently charge you the NSF fees, when there's no money in the account. Boy, do I love that song on ur blog, who sang it!!
@Naijadude: The song is by Starland Vocal Band and its called afternoon delight. I can send it to you if you want.....
Thanks, every cloud has its silver lining...
Ooh yeah plz...thank you....firstname.lastname@example.org that will be the email!!!
hmmm...I understand mistakes happening at what not...maybe you forgot to balance ur checkbook but please...there are perpetual offenders out there...writing checks/spending money when they know it isnt there...I would think the fees would be a deterrent but OH NO...ppl keep doing it over and over again and wonder why they're always in a hole
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